Terms of Use

The short version: read what you like, make your own decisions, do not steal my work, and do not pretend I am your financial adviser.

Last updated 3 Mar 2026

Cohong Lane is operated by Philip Reschke, an individual based in Hong Kong.

By accessing or using this website, you agree to these Terms of Use, the Disclaimer, and the Privacy Policy. If you do not agree, please do not use the site.

Nature of service

Cohong Lane is a free, publicly available publication providing educational content, general market commentary, and investment research. There are currently no paid subscriptions, products, or services offered through this website.

Subscription and account

You may subscribe to Cohong Lane by providing your email address (and optionally your name). Subscription is free. Your subscription is governed by these Terms, the Privacy Policy, and the Disclaimer.

You are responsible for maintaining the confidentiality of any account credentials associated with your subscription.

Intellectual property

All content published on Cohong Lane — including text, data, graphics, and layout — is the property of Cohong Lane and Philip Reschke, unless otherwise stated.

You are granted a limited, revocable, non-exclusive, non-transferable licence to access and read the content for your personal, non-commercial use. You may not reproduce, distribute, transmit, or create derivative works from any content without prior written permission, except as permitted by applicable law (for example, fair dealing for criticism or review).

Prohibited uses

You agree not to:

  • Use the site for any unlawful purpose.
  • Scrape, harvest, or systematically extract content using automated tools without written permission.
  • Attempt to gain unauthorised access to the site's systems or infrastructure.
  • Misrepresent your identity or affiliation when interacting with the site.

Disclaimer of warranties

This website and all content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied. I do not warrant that the site will be uninterrupted, error-free, or free of harmful components.

The investment-related disclaimers set out in the Disclaimer are incorporated by reference into these Terms. If you have not read the Disclaimer, you should.

Limitation of liability

To the maximum extent permitted by law, Philip Reschke shall not be liable for any direct, indirect, incidental, consequential, or other losses or damages arising from your use of, inability to use, or reliance on this website or its content.

Cohong Lane may occasionally include links to third-party websites for informational purposes. These links do not imply endorsement, and I accept no responsibility for the content or practices of any linked site.

Modifications

I reserve the right to modify or discontinue the website (or any part of it) at any time without notice. I may also update these Terms from time to time. Material changes will be indicated by updating the "Last updated" date. Continued use of the site after changes constitutes acceptance of the revised Terms.

Governing law

These Terms are governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region. Any disputes arising from these Terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of Hong Kong.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact

For questions about these Terms, contact: hello@cohonglane.com.

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Weekly dispatches from a former Family Office CFO based in Hong Kong: tracing policy to cashflows, checking narratives on the ground, and sharing what I'm doing with my own capital (and why).

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Browse by Topic

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